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Recent disasters that have swept the nation, from flash floods in North Carolina to the fires are still raging in Southern California, showed how important it is to have an evacuation plan because you may only have seconds to decide what items to take with you while evacuating.
While caring for your loved ones during this extremely stressful time should be a top priority, it’s inevitable that you’ll have to rebuild your home and life, which may mean giving your insurance provider detailed accounts of what you’ve lost.
Trying to figure out what to do when you’re given seconds or minutes to evacuate or have to file detailed insurance claims afterward can be a painful and confusing process.
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Firefighters at a house fire (Kurt “CyberGuy” Knutsson)
Home inventory and restoration apps can give you a tool to list and track every item in your home. Not only can it this application they help you stay organized and fiscally responsible for everyday home projects, but they can also help you easily determine what you need to grab and where it would be when you have limited time to grab items to take with you when you evacuate. It’s important to determine where and what to prioritize, especially if your home is at risk.
These apps can centralize all the information about your home so you can stay within budget for home projects and maintenance work, and they can help you if you ever have to file a claim after any disaster. It can also help make your home safer with routine maintenance. Additionally, creating a home inventory can help you determine if you have the right amount insurance coverage. Some applications allow you to transfer important documents for your home in general or specific items. This means that if you ever face a worst-case scenario and can’t retrieve all of your important home documents, your apps will store them for you and be accessible via your phone or computer.
Here are our top picks for apps that are best at monitoring your home before or after a disaster.

A family watching their house burn (Kurt “CyberGuy” Knutsson)
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A comprehensive home management platform, HomeZada helps homeowners manage all aspects of their home, including but not limited to: maintenance, finances, inventory and improvement projects. Acting as a central hub for organizing and tracking important home-related information, it will help you track, locate, salvage important items and make insurance claims easier.
Key features of HomeZada
Prices
HomeZada offers both free and premium plans. Premium plan features include providing additional tools for inventory management, financial tracking and project planning.
Website
For more information or to apply, click here.
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While not as comprehensive as Homezada, Centriq has a strong focus on home management, which centralizes everything you need to organize, troubleshoot, operate and maintain your home.
Key features of Centriq
Prices
Centriq offers both free and premium plans. Some of the additional features of the Premium plan include interactions between multiple properties and shared access for multiple users.
Website
For more information or to apply, click here.
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NAIC Home Inventory App (NAIC)
The National Association of Insurance Commissioners has created the NAIC Home Inventory App to help you if you need to file a claim as well as provide expert advice. The app displays a simple, clean design of the inventory section with built-in room suggestions. Although a little more general than some of its competitors, this app helps you create a detailed inventory of your home if you need to file an insurance claim in the future.
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Key Features of the NAIC Home Inventory App
Prices
The NAIC Home Inventory app is free.
Website
For more information or to apply, click here.
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Itemtopia app (Itemtopia)
Unlike its namesake, Itemtopia actually goes beyond listing your stuff. Available in more than 170 countries worldwide, the application allows you to manage services, warranties and medical records. A rich and interactive app helps you get started with ease by incorporating AI intelligence.
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Key Features of Itemtopia
Prices
Itemtopia offers both free and premium plans. Some of the additional features of the Premium plan include more storage (up to 2GB or approximately 3,000 items), the option to add more users, and the ability to list items for sale via a share link.
Website
For more information or to apply, click here.
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Originally created for home restorers and insurance adjusters, Encircle is a professionally focused app that can help homeowners stay disaster prepared. This app helps you quickly capture objects in your home. Due to its focus on industry professionals, some features and terminology may be confusing or unnecessary for the average homeowner.
Key features for Encircle
Prices
Encircle offers free and paid plans. Users can use the home inventory app for up to two houses for free. Encircle’s renewal software has a free 14-day trial, but is otherwise a monthly or annual paid membership.
Website
For more information or to apply, click here.
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It’s easy to feel chaotic and overwhelmed when disaster strikes or when friends or family members are struggling with major losses in their home and safety. However, there are home apps that can help you create a plan before and after a disaster so you have one less problem to deal with while you mourn your losses. While there’s hope that disasters won’t happen to you, these apps I mentioned will help you learn about, organize, and rebuild your home if disaster strikes. With some of the easiest and best ways to do a home inventory, it will give you peace of mind and a proactive way to respond in an emergency.
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Are you prepared for a possible emergency evacuation? Did you survive the disaster? What did you learn and what would you do differently? Let us know by writing to us at Cyberguy.com/Contact.
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